Mortgage Checklist

The following information is typically required during the loan process:

  • Current pay stub and most recent W2

  • If self-employed, your most recent complete tax returns

  • Bank statements for most recent month

  • Investment account statements for most recent month (if being used for downpayment or closing costs)

  • Retirement account statements for most recent month (if being used for downpayment or closing costs)

  • Valid photo identification

If purchasing a new home, please provide the following:

  • A copy earnest money deposit check

  • A copy of your Purchase and Sales Agreement signed and executed by all parties

  • A copy of the property listing brochure and subject property deed if available

If you are refinancing an existing mortgage, please provide the following:

  •  A copy of your most recent mortgage statement

  •  A copy of the deed (legal description)

  •  A copy of your most recent tax bill and homeowners insurance

  •  A copy of all notes for loans & statements for account being paid off

  •  Condo Association Dues (if applicable)

If applying for a construction loan these items are also typically required:

  • Building plans & Specs

  • Construction Budget

  • Construction Contract